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NEW! COMPREHENSIVE FERTILITY TESTING IN A SINGLE VISIT! CONVENIENT AND AFFORDABLE

Flexible Fertility Financing with Affirm

More possibilities. Less financial stress

At Procreate Fertility Center, we believe financial concerns should never stand in the way of building your family. That’s why we’ve partnered with Affirm, a trusted financing solution that makes fertility treatment more accessible, transparent, and stress-free.

Affirm financing is available for treatment costs of $1,000 or more.

This financing option appears at the time of payment within the patient portal, in a 100% secure and protected environment. The process is fast, confidential, and designed to give you complete peace of mind—so you can focus on your journey, not the numbers.

How It Works

Step 1
Complete a quick soft credit check through Affirm—with no impact on your credit score.
Step 2
If eligible, you’ll instantly receive up to three personalized payment plans, each with different interest rates and monthly payment options.
Step 3
Choose the plan that best fits your budget, lifestyle, and timeline.
Step 4
Procreate Fertility Center receives the full treatment payment upfront, allowing our medical team to focus entirely on your care—without delays or interruptions.
Step 5
You repay Affirm directly through simple, manageable monthly installments.

Affirm takes care of everything—no extra steps, no hidden fees, no surprises.

Why Patients Choose Affirm

Flexible. Transparent. Designed to support your journey.

Because financing fertility treatment should feel clear, empowering, and stress -free—just like the care you receive at Procreate Fertility Center.

Available for treatments starting at $1,000
Flexible payment options
Clear, transparent terms
Fast approval process
No impact on your credit score to check eligibility

Accepted Insurances

Navigating insurance coverage for fertility treatments can be complex, but we’re here to help. Procreate Fertility Center proudly accepts a variety of insurance plans to assist with your treatment costs. Here’s a brief overview of how each of our accepted insurance providers handles fertility treatment coverage:

Insurances

Anthem (BCBS)
Anthem Blue Cross Blue Shield offers comprehensive infertility treatment coverage, which may include diagnostic tests, fertility medications, and assisted reproductive technologies such as IVF. The specifics can vary by state and individual plans, so it is essential to check your policy or contact Anthem directly to understand your benefits.
Cigna
Cigna offers a robust fertility treatment benefit that typically covers diagnostic tests, some fertility medications, and assisted reproductive procedures, including IVF and IUI. Coverage may require pre-authorization and adherence to certain guidelines, so verifying your plan details is advisable.
United Healthcare
United Healthcare provides a range of fertility treatment coverages, including consultations, diagnostics, and advanced reproductive technologies. United Healthcare’s coverage often includes IVF, though the extent of coverage can vary by plan and state mandates. Members should review their specific policy for detailed information.
Aetna
Aetna’s fertility treatment coverage includes diagnostic testing, fertility medications, and advanced reproductive technologies like IVF. Coverage levels can vary significantly based on the plan, so it is crucial to review your benefits summary or speak with an Aetna representative for detailed coverage information.
Tricare
TRICARE covers the diagnosis and treatment of the underlying physical causes of male and female infertility. These include:

Diagnostic services like:
• Hormone evaluation
• Chromosomal studies
• Immunologic studies
• Imaging studies
• Bacteriologic investigation

Treatments like:
• Procedures to correct an underlying physical cause of infertility
• Treatment for erectile dysfunction if it has a physical cause

Check with your regional contractor before receiving services. They may require pre-authorization.
Sentara Health Plans
Sentara Health Plans, formerly Optima Health, include fertility coverage, diagnostic testing, and certain treatments. Coverage levels can vary significantly based on the plan, so you should review your benefits summary or speak with an insurance representative for details about your specific coverage.

Pre-Treatment Referral Policy

Before starting infertility services, certain insurance policies might ask for a referral from your primary care provider, like an OB/GYN. Make sure to submit this referral to Procreate Fertility Center before your appointment to avoid any delays in your treatment.

Please Keep in Mind

Each insurance provider and individual plan has unique terms and conditions regarding fertility treatment coverage. It is crucial to understand that coverage can vary significantly based on the specific policy and your unique circumstances. We strongly recommend contacting your insurance company directly or consulting with the financial advisor at Procreate Fertility Center to receive personalized assistance. This will help ensure you maximize your benefits and understand the financial aspects of your treatment plan.

Our team is dedicated to helping you navigate your insurance benefits and providing you with the support you need throughout your fertility journey. Please reach out to us for any questions or assistance with your insurance coverage.

Your Dream of Parenthood Just Became More Affordable!

We’ve partnered with trusted financing companies to make your fertility journey more accessible because building a family shouldn’t be held back by finances.

Flexible plans. Trusted partners. Support every step of the way.

Why Choose Procreate Fertility Center?

Choosing Procreate Fertility Center means you are choosing a partner committed to providing the highest quality compassionate care with proven success rates above the national standard. Our expert team of reproductive endocrinologists, nurses, and support staff are dedicated to helping you achieve your dream of parenthood.

We invite you to explore our range of services and discover how we can support you on your fertility journey. Contact us today to schedule a consultation and take the first step towards growing your family with Procreate Fertility Center.

For more detailed information about our services and to discuss your specific needs, please contact us or visit our FAQs page. We look forward to helping you achieve your dream of becoming a parent.

Start Your Journey

Procreate Fertility Center has multiple treatment options to support nearly everyone in forming the family they envision. The process starts with just one call:

Schedule a Consultation

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